Daniel Kuo

Mortgage Adviser | FSP No. 486027
Squirrel Mortgages Ltd | FAP Licence No. 136364

Proudly recognised as one of New Zealand’s Top Mortgage Advisers 2025 by NZ Adviser (NZA).

With nearly a decade of mortgage advising under his belt, Daniel knows bank policies better than most. He’s here to make finance simple, helping first-home buyers, investors and business owners secure the best deals.

Originally with NZ Mortgages, now part of Squirrel, Daniel works with clients nationwide (Auckland to Invercargill, and everywhere in-between) and always puts their interests first. Based in Christchurch, he’s the kind of adviser who goes the extra mile, and then a few more, just to make sure you get the right solution.

Outside of work, Daniel’s got his hands full with two kids, some travel plans and the occasional fishing or camping trip.

Nathan specialises in property finance and mortgage advice. 

Qualifications

Bachelor of Commerce Major Accounting, NZ Certification in Construction Trade Skills and NZ Certification in Financial Services.

How Daniel is paid

Daniel's advice is completely free. As an adviser, Daniel earns an upfront commission on loans he settles. It is the same commission irrespective of lender, so there's no pressure or bias toward any particular option. Squirrel at a company level is paid upfront or a combination of upfront and trail commission by its lenders and insurance providers.

Daniel's commitment to you

As a licensed financial adviser, Daniel follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means he must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Daniel has no relevant convictions, bankruptcies or disciplinary actions to disclose.

Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).

If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.

Daniel's profile was last updated: August 2025