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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwis into homes since 2008

And we've arranged over $20 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

Find out more about how our mortgage brokers can help you

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Saving & investing

Grow your money faster with Squirrel whilst helping others

Squirrel Saving and Investing customers earned 7.42% p.a. average rate of return last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Find out more about Squirrel saving and investing

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Don't just take our word for it

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Christa

New Zealand

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A huge thank you to my advisor, Kat. She worked so hard to get a mortgage offer for me. She admitted that as I did not tick all of the boxes, she would have to present my case differently. I'm so grateful that she didn't give up on me, as other mortgage brokers had. She is so hard working, clever, lovely and friendly. I would recommend Kat to anyone looking to purchase a house.

MK

Mark Karen

New Zealand

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We've used Squirrel investment and mortgage services. On the investment front, we found it easy to use and the interest rates were excellent, selling our investments was easy when we needed to as well. Mortgage services were great too - Emma listened to what we needed, and our circumstances and got us a fantastic deal. The process was smooth from start to finish, with excellent communication and advice along the way.

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Anonymous

New Zealand

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Really happy Basil was amazing, very efficient, great communication and he worked with us to get a good result. Would recommend him to others

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Anonymous

New Zealand

StarStarStarStarStar

Once again dealing with Emma has been awesome, She just makes things happen and gets us a good deal that is why some of our Kids deal with her also

More lenders means more choices

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwis like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

Young blonde woman looking out over the ocean through a pair of binoculars

13 September 2024


NZ property market update - September 2024

By John Bolton

Things have largely settled in the wake of the OCR cut on 14th August—and now the market is watching and waiting for the Reserve Bank's next update in October. So, what's the outlook on rates from here?

Squirrel standing holding his arms out with words Wake Up to the Squirrel Effect

11 September 2024


What's the new Squirrel brand campaign all about?

By Squirrel

We’re super excited to unveil our new campaign to the world. Squirrel has come up with a better way of getting a mortgage or growing your money – and that’s what our campaign is all about; waking people up to the possibility of doing things a different way. We call it the Squirrel Effect.

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11 September 2024


Rodney's Ravings: How much will debt-to-income limits constrain house prices?

By Rodney Dickens

One of the main goals of New Zealand's new DTI limits—introduced earlier this year—is to help prevent major house prices booms, like what we saw in the wake of Covid. But, as Rodney Dickens points out in his latest article, there's still significant room for increases.

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.