Squirrel
Log in
SwooshSwoosh
SwooshSwoosh

WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

StarStarStarStarStar
hero banner image
SwooshSwoosh

Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

icon of a house with ground

A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

icon of hand with coins

Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

icon of a piggy bank

Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

Book a chat
Swoosh

We’ve been helping Kiwi into homes since 2008

And we've arranged over $22 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

Back of woman holding up painting, next to pile of boxes

We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

How much can I borrow?

Use our mortgage calculator to work out how much you can borrow for a home

Find out more about how our mortgage brokers can help you

Find out more
Swoosh

Saving & investing

Grow your money faster with Squirrel whilst helping others

Open an account

Squirrel investors earned 6.16% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

Couple looking at phone

Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Let's grow your money

Use our earnings calculator to work out how much you could be earning with Squirrel

Find out more about Squirrel saving and investing

Find out more
Swoosh

Don't just take our word for it

StarStarStarStarStar
MP

Madhu P

New Zealand

StarStarStarStarStar

We've worked with Ange and the team at Squirrel more than once now, and every time they've been absolutely fantastic. This time was no different, they looked after us from start to finish with the same professionalism, attention to detail, and just the right amount of hustle behind the scenes to make everything run smoothly. What I appreciate most is how they take the stress out of the process. I just tell them what we're trying to do, and they take care of the rest: crunching the numbers, dealing with the bank, and coming back with a clear plan. It means we can focus on the bigger picture without getting bogged down in the details. Even with a few curveballs from the bank this time, Ange and her team kept everything on track and moving forward. We managed to get both the sale and the purchase done without any delays or issues, which is exactly what you want in these situations. When we think about getting a loan, we think about Ange and the team, and no one else. I genuinely don't want to deal with any other company. They've earned that level of trust.

S

Suzanne

New Zealand

StarStarStarStarStar

Sudam was great to deal with. I had already met with another broker and hadn't been happy with the interaction. Sudam's approach was completely different - he was really nice to talk to, very clear about the options and process, and made the whole thing easy for us. Sudam communicated well throughout and we're very happy with the outcome of switching our mortgage.

G

Guy

New Zealand

StarStarStarStarStar

Very easy to deal with.

J

James

New Zealand

StarStarStarStarStar

Fantastic to deal with, makes everything very effortless and provides great advice

More lenders means more choices

ASB Logo
ANZ Logo
BNZ Logo
Kiwibank Logo
Westpac Logo
TSB Logo
SBS Logo
Co-Op Logo
AIA Logo
Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

Jogger running across the finish line of a race, with people standing either side of her cheering her on

8 October 2025

Housing Market

OCR & interest rates update - October 2025

By John Bolton

The RBNZ delivered a bumper OCR cut on 8 October—dropping rates by 50 basis points to 2.50% and hopefully giving our still-flagging economy a much needed shot in the arm. Here's what that means for interest rates, the economy, and our outlook on the OCR from here.

Read Article
Latest interest rates & property market updates

8 October 2025

Housing Market

Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading. 

Read Article
Group of people sitting in a theatre or cinema, looking ahead.

8 October 2025

Housing Market

All eyes on interest rates: Key OCR dates to watch for in 2025 / 2026

By Squirrel

Now that we're well on the path to lower interest rates—and with potentially little more relief to come—here are the key OCR dates you need to watch out for over the remainder of 2025 and into 2026.

Read Article

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.

Call nowSend us a message